Creator sentiment
3 creators · 3 views · past 7 days
Updated November 11, 2026 (UTC)
The bull case
- +Stock is extremely undervalued at 12x earnings while growing EPS 38% and expected to grow 30%+ for the next 2-3 years.
- +Credit quality is better than feared: 90-day NPL is only 6.9%, and 83% of lending is in credit cards, avoiding unsecured loans.
- +Massive growth opportunity in Mexico and Colombia where banking and credit card penetration is low.
- +High return on equity of 30%+ and tangible book value per share growing fast justify a premium.
- +Brazilian election hit is an opportunity for long-term investors.
- +Nu has gone through cycles in South America and became a better company.
- +Trading at ~11x forward earnings while growing revenue and earnings 50-56%, which is too cheap.
- +Huge runway in Mexico and Latin America, where digital banking penetration is low.
The bear case
Nothing notable in the past 7 days.
What StockTubers recently said
📹 NU Stock Analysis! Generational Buy?
Stock is extremely undervalued at 12x earnings while growing EPS 38% and expected to grow 30%+ for the next 2-3 years. · Credit quality is better than feared: 90-day NPL is only 6.9%, and 83% of lending is in credit cards, avoiding unsecured loans. · Massive growth opportunity in Mexico and Colombia where banking and credit card penetration is low. · High return on equity of 30%+ and tangible book value per share growing fast justify a premium.
📹 The Market Is Crashing and I Just Bought $8,000 of These 4 Stocks
Brazilian election hit is an opportunity for long-term investors. · Nu has gone through cycles in South America and became a better company.
📹 2 Stocks I'm Buying While The Market Crashes
Trading at ~11x forward earnings while growing revenue and earnings 50-56%, which is too cheap. · Huge runway in Mexico and Latin America, where digital banking penetration is low. · Better business than SoFi: growing faster, producing 5x the earnings, and trading at half the multiple. · Recent sell-off due to Brazil elections is a non-event; political changes don't affect long-term compounding.